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Secrets to Fix My Credit

Many companies and unscrupulous people claim to hold the magic key to repairing bad credit overnight. The hard truth is that there isn't a magic button to raise your credit score -- it takes persistence, dedication and a little inside knowledge on the credit industry to repair your credit...

Tips on Living on a Fixed Income

Account for every dollar that comes in and goes out of your bank image by Horticulture from Fotolia.comLiving on a fixed income is often associated with the retirement years. Others find themselves living on fixed incomes because of disability or the loss of a job. The...

How to Find Unclaimed Assets

Unclaimed assets are accounts at banks and companies that have been inactive for a year or longer. Almost every state has its own unclaimed assets program that looks for owners of lost and/or forgotten property. With some good record-keeping and a knowledge of where to look, you can track down your

How Much Do I Need to Invest in Tax Lien Certificates?

The tax lien certificate is the most secured business in the United States as well as other countries who are involved in this business. The investment is guaranteed to return with much more interest. The ...

Auto Lease Disadvantages

Leasing allows you to drive a more expensive vehicle and have a low monthly payment.suv image by Michael Shake from Fotolia.comSome prefer leasing cars rather than buying. Leasing allows you to get a new vehicle every few years, and you can typically lease a more expensive car than what...

If I Receive Food Stamps Can I Receive TANF?

TANF stands for Temporary Assistance for Needy Families. It's a program created by the government to provide very low-income families with cash to pay bills and buy necessary items, according to the U.S. Department of Health and Human Services. The aim of TANF is to help families become self-suffici

How Long Since a Previous Filing Do You Have to Wait to File Bankruptcy?

When a debtor has previously received a bankruptcy discharge, he must wait a certain period of time before filing another case. The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 imposed these time frames between bankruptcy filings to prevent the use of bankruptcy protection from be

Salary of a Visual Basic (VB) Programmer

Visual Basic is a computer programming language that allows users to create graphic elements -- such as buttons, scrollable pictures and pop-up boxes -- for computerized applications and websites. Originally released in 1991, it is, at the time of publication, in its sixth incarnation, and is primar

Taxes on Dipping Into Retirement Early

With the instability of the federal Social Security payment system as of 2011, saving for retirement has become commonplace for most Americans. Two popular methods for retirement savings are individual retirement accounts and 401ks. IRAs are usually opened independently, while 401ks are usually empl

How to Get Money Back on My Student Loans While Filing My Taxes

If you have student loans, you pay interest on them each month. Over time, that interest can add up. Fortunately, you can get some of it back when filing your taxes, even when it was your parents making payments on your student loans. You can deduct up to $2,500, lowering the total cost of your fina

Questions to Ask When Taking Over a Car Lease or a New Car Lease

If assuming someone else's lease, several questions can save you money at the end of the lease's term. Learn which question to ask before assuming someone else's lease so you don't find yourself paying more than you expected at the end of the term.How long is the Bumper-To-Bumper Warranty...

Is Check Verification Based on My License Number?

When an individual presents a check he wants to cash, there is always the possibility that the check could "bounce," or be returned for insufficient funds. One way to verify that his check is probably good is by running his driver's license number.

Chinese American Scholarships

Chinese- American students planning to study in various fields and disciplines may apply for scholarships awarded by Asian American organizations. Scholarships are available not only for college students but for those enrolled in graduate and professional schools. Some Asian American organizations p

DIY Conveyancing in Tasmania

Conveyancing is the act of transferring real property, such as a house, from one person to the other. In Tasmania, an island-state of Australia, conveyancing property normally requires hiring a solicitor (a type of lawyer) who performs legal work, such as the title search and preparing legal documen

Can I Do a SEP IRA & a Tradtional IRA in the Same Year?

These days, it seems more people are supplementing their incomes with money from small businesses, consulting and self-employment. If you have both wage income and income from a business or self-employment, you also have an expanded range of retirement plan options. You can use a traditional IRA to

Kappa Alpha Psi Scholarships

Kappa Alpha Psi is an African American college fraternity that contributes to communities throughout the U.S. by sponsoring scholarships. The fraternity has campus and alumni chapters throughout the country, and these individual chapters often sponsor scholarships for local students. Although no nat

Credit Assistance Programs

Close a credit card card image by jimcox40 from Fotolia.comMillions of Americans have experienced credit problems throughout their adult life, with many so mired in debt, they find it nearly impossible to get out from under it. According to, the top 10...

IRA Early Withdrawal Penalties & Taxes

The IRS imposes penalties on early IRA forms image by Chad McDermott from Fotolia.comThe Internal Revenue Service allows significant tax benefits for IRAs, or individual retirement accounts. Tax-deferred IRAs, including traditional IRAs, SIMPLE IRAs and SEP IRAs offer tax...