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mortgage : Insurance

Mortgage Loan Laws

Learn about the laws associated with mortgage lending to ensure you're being treated fairly.New Home image by Ryan LeBaron from Fotolia.comThe United States Federal Government has passed a series of loan laws intended to provide parity among the mortgage banking and lending industry....

How To Choose The Right Canadian Mortgage Financing?

Do you want a mortgage to refinance your commercial building? You can get a fixed rate for a Canada property. Have you found a commercial property you want to buy? Use a broker to get the best interest rates. Check out the mortgage contract for unwanted fees. If the mortgage contract has too many fe

The Procedures for a Mortgage Application

Sizing up the house is just part of the mortgage application image by hans slegers from Fotolia.comThe mortgage application process usually takes between three to five weeks from application to closing, according to Mortgage Underwriters. During this time, the lender...

How To Bring In Donations

Fundraising is important no matter what the cause. Make sure you know how to make the most of it.

The Advantages of Paying a Mortgage Biweekly

Although the most common way to pay a mortgage is once a month, some lenders offer the option to make mortgage payments every other week. By making biweekly payments, you make the equivalent of 13 monthly payments. The primary advantages of paying a mortgage biweekly are that you can pay off a 30-ye

How to Qualify for Auto Financing

Even though a variety of lenders exist, from low interest-rate manufacturer's financing to subprime lending, banks require the same information for approval. Contrary to public opinion, an excellent credit score is not always the answer for financing approval. While most banks want to see is that yo

Even More Tips When Buying a Proeprty

Fresh Ideas For Those Seeking To Buy Real Estate Learning about buying real estate can be very overwhelming, but just like anything else, it can also be very easily researched. Now that you have found ...

USDA Mortgage Water Test Requirements

The USDA requires a water test before approving a USDA home loan.home sweeet home image by .shock from Fotolia.comThe United States Department of Agriculture provides home mortgages to people who want to buy a home in a rural area. The USDA does not actually hold the mortgage, but it does...

How to Receive Help With Mortgages

Receiving help with mortgages could help you avoid foreclosure or save money by refinancing. Or you could be buying a house for the first time and you're looking for help with understanding how mortgages work. Fortunately, a variety of sources for help is available, especially for foreclosure preven

The Size of a Conforming Mortgage

The general limit for conforming loans as of the January 2011 revision by Fannie Mae is $417,000 for a one-unit residential property. For single-unit dwellings in areas designated as high cost, the loan limit is $729,750. Additional loan limits are established by Fannie Mae for two- to four-unit dwe

How to Purchase a Foreclosed Home With Low Income

The Department of Housing and Urban Development (HUD) provides affordable homes for low- to moderate-income home buyers. HUD manages Federal Housing Administration (FHA) properties that result in foreclosure. All HUD-owned properties were acquired via FHA foreclosures and are priced to sell at fair

Advantages & Disadvantages of a Reverse Mortgage

A reverse mortgage offers advantages and disadvantages to homeowners.home image by Greg Pickens from Fotolia.comA reverse mortgage is a program that was originally created by the U.S. Department of Housing and Urban Development (HUD) as a means for seniors aged 62 or older to access the...